Renters Insurance Facts

Have an apartment in Sarasota, Bradenton, Venice or the surrounding areas. The average renter’s insurance policy is $150 a year. You’ve worked hard to earn everything you own.  Protect your belongings and lifestyle with affordable renters insurance.

One of the most commonly repeated myths about insurance is that renters don’t need insurance because their landlord’s policy provides coverage for the renters’ property. No, it doesn’t. Further, if someone slips and falls in your apartment or rented home, your landlord’s insurance usually won’t provide any coverage for you if you are sued.

Renters insurance is basically like homeowners coverage without coverage for the structure. Renters insurance provides coverage for your possessions and for liability if someone injured while on your premises sues you. Renters insurance also covers any of your possessions when they are away from your residence, including in your car.

In addition, renter’s policies provide what are called additional living expenses. If some catastrophe covered by the policy — fire, bursting pipes — makes the place you are renting uninhabitable, the policy will pay some of the costs you incur to live somewhere else while the residence is being repaired.

Rates listed in this chart for coverages are for sample purposes only and based upon a monthly premium.

$25,000                          $16.95
$35,000                          $21.81
$45,000                          $26.66
$55,000                          $31.44
$65,000                          $36.21
$75,000                          $40.98

Personal Property Protection with $500 deductible, $100,000 in Family Liability and $1000 in Guest Medical protection
is included.

If you live in Sarasota, Bradenton, Venice or the surrounding areas, you can afford renters insurance.  Get protection for your belongings today.


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